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What a salary is really worth
Two instruments you can work here: what inflation takes from an income over time, and what a gross salary actually takes home. Every figure is sourced.
What a salary loses by standing still
Enter a monthly salary and when it was last reviewed. We'll show what it has lost to inflation — and how far it has fallen behind a market moving at 18% a year.
Converted to EGP at 1 USD = 50.7 EGP (Central Bank of Egypt official rate, July 2026) to run the model — inflation is applied in EGP.
Real value lost to inflation, per month
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Retention exposure per month, at year end
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Enter a salary to draw the curves
Market increase and inflation measure different things: market movement is what employers pay to compete; inflation is what money loses. This instrument models a salary that is not adjusted — and with the market moving at 18% against 16–17% inflation, even companies adjusting at market rate keep almost no real-terms margin.
Assumptions: market salary movement of 18% a year (Mercer 2026 projection, via Business Monthly, February 2026); inflation applied by calendar year — 14.1% for 2025 (Central Bank of Egypt, calendar-year actual), and 15–17% for 2026, bracketing the March 2026 actual of 15.2% and the Central Bank of Egypt's 2026 forecast of 16–17% (Q1 2026 Monetary Policy Report).
Indicative modelling for discussion, not financial or pay advice. Actual figures depend on the path of inflation.
From gross salary to net
Enter a gross salary — monthly or annual — and we'll show the statutory deductions, the salary tax, and the net salary after all of them, per month and per year.
Enter a gross salary to see the breakdown
- Gross salary
- Monthly —
- Annual —
- Social insurance (employee share)
- Monthly —
- Annual —
- Martyrs' Families Fund (0.05% of gross)
- Monthly —
- Annual —
- Salary tax
- Monthly —
- Annual —
- Net salary (after all deductions)
- Monthly —
- Annual —
Computed under Law No. 7 of 2024 on salary tax (ضريبة كسب العمل), applied from March 2024: progressive bands from 0% to 27.5%, with the lower bands phased out above EGP 600,000 of annual taxable income. The monthly personal exemption of EGP 1,666.67 (EGP 20,000 per year) and the employee's social-insurance share — 11% of insurable salary, capped at EGP 16,700 per month — are deducted before tax. Net salary is gross salary less all three statutory deductions: the social-insurance share, the Martyrs' Families Fund contribution (0.05% of gross salary), and the salary tax.
Indicative estimate, not tax or payroll advice — confirm with a licensed advisor.